Terms of Service

Terms of Service
Effective date: January 31, 2026

These Terms of Service (“Terms”) govern your use of 2026.arcademadness.biz.id (the “Website”). By accessing or using the Website, you agree to these Terms.

1. Use of the Website

You agree to use this Website for lawful purposes only and not to:

  • Violate any applicable laws or regulations

  • Attempt to disrupt the Website (e.g., hacking, malware, scraping at scale)

  • Use the Website to harass, abuse, or harm others

2. Content and Information

All content on this Website is provided for informational purposes only. We strive for accuracy but do not guarantee that information is complete, current, or error-free.

3. No Professional Advice

The Website may discuss insurance and related topics. This content is not legal, financial, medical, or insurance advice. You should consult qualified professionals and/or insurance providers before making decisions.

4. Intellectual Property

Unless stated otherwise, the Website and its content (text, layout, graphics) are owned by us and protected by intellectual property laws. You may not reproduce or redistribute our content without permission.

5. Third-Party Links and Services

The Website may link to third-party websites or services. We do not control those sites and are not responsible for their content, policies, or practices.

6. Advertising and Affiliate Disclosure

We may display ads (including Google AdSense) and may earn revenue from advertisements displayed on the Website. Ads are served by third parties and may be personalized based on your browsing behavior.

7. Disclaimer of Warranties

The Website is provided “as is” and “as available,” without warranties of any kind, express or implied.

8. Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, or consequential damages arising from your use of the Website.

9. Changes to the Website and Terms

We may update the Website and these Terms at any time. Continued use after changes means you accept the updated Terms.

10. Contact

Questions about these Terms can be sent to: help@2026.arcademadness.biz.id